If you are thinking about going to a rehab center – or if you have a loved one who might have that need – you might understandably be concerned about the cost.
Rehab programs are proven to be highly effective in helping to overcome drug and alcohol addiction, but not everyone can afford to pay out-of-pocket for these treatments. Fortunately, the Affordable Care Act requires insurance companies to provide coverage for rehab and mental health treatments just as they pay for other medical treatments and services. Insurers also cannot deny coverage due to a pre-existing substance abuse or addiction condition.
So, how can you find out what your insurance might cover, if you seek inpatient or outpatient detox or recovery treatment?
Using Insurance for Drug or Alcoholism Treatment
If you aren’t sure what rehab services your insurance plan covers, you can contact them and ask. Most insurance cards have a toll-free number for questions. You might also find the information online, on your carrier’s website. If your insurance plan is provided by your employer, you can ask a human resources representative to explain your coverage.
For many people, an easier approach involves talking to an admissions representative at a local rehab or recover center. These experts understand the ins and outs of using insurance for drug or alcohol treatment and the can give you the information you need to make an informed decision. Equally important, you can be assured that your privacy will be protected.
How Much Does Rehab Cost with Insurance?
As you might imagine, the answer to this question depends on a variety of factors.
Every detox center and rehab facility has its own established fees, which can vary significantly. The nature of your treatment plan will also determine the cost of your program. For example, inpatient drug or alcohol treatment typically has a higher cost than outpatient rehab.
Another determining factor is how much your insurance covers with regard to addiction recovery treatment. The good news is that, in many cases, insurers only require you to cover your deductible, co-pay and/or maximum out-of-pocket costs.
Using Insurance for Treating Addiction in Pocatello, Idaho
If you are looking for an addiction recovery center in Pocatello or Boise, you have many options to choose from. Unfortunately, not every drug rehabilitation center accepts insurance. If you need to use insurance to pay for rehab, check to see if the facility is in your insurance company’s network.
Moonlight Mountain Recovery, one of the premier rehab centers in Pocatello, Idaho, provides the assistance and support you need to overcome substance abuse and addiction. We customize our treatment plans to your individual needs and goals, using evidence-based therapies. We can assist you or a loved one with alcohol or drug dependency, including prescription drug and opioid addiction.
We accept most types of insurance, including Aetna, Tricare, Blue Cross/Blue Shield, First Health, Kaiser, UnitedHealthcare and Medicaid. Click for a full list of the types of insurance you can use for rehab in Pocatello. You can also contact us directly and we can evaluate your insurance to see how much it will cover for you. To schedule a consultation or learn more about our addiction treatment center, contact us today.